Unit-linked Insurance Plans (ULIPs) are an efficient investment tool available today. The most important reason for their popularity is that such products combine insurance coverage and investment returns. When you purchase a ULIP policy, a portion of the premium is...
Before you decide between Unit-linked Insurance Plans (ULIPs) and an endowment plan, it is recommended you clearly understand your requirement. You must decide whether you want insurance coverage or return on investment. Maximizing both of these objectives with a single...
PMAY of Pradhan Mantri Awas Yojana is an initiative under the ‘Housing for All’ mission started by PM Narendra Modi in 2015. It is an interest subsidy scheme with the name ‘Credit Linked Subsidy Scheme’ (CLSS), for aiding in the...
Life is all about the happiness of your loved ones and you love to see that sweet smile on their faces, especially when you are the reason for the same. But, how do you keep them smiling even in your...
If you are in favor of investing in risk-free products like fixed deposits or government securities, think again. When you look at the rate of inflation, these fixed-income securities often deliver lower than inflation returns. Historically, when you look at...
The fundamental goal of investing is to earn good returns at the most minimal risk. An ideal avenue to achieve this objective is through a Unit Linked Insurance Plan (ULIP). Such a plan offers the dual advantage of life coverage...
Vikas Agarwal graduated from IIT-Varanasi in Chemical Engineering. He is the Founder and CEO of Finaacle.com an investment advisory website. He is a Business Development Professional but a Value Investor at heart. He writes articles on Finaacle, which focuses on simplifying the art of investing and the causes of human misjudgment when it comes to investing. He also share his experiences as an investor and lessons from some of the greatest investors of all time. 
